Applications for loans must be for new borrowings only

Applications for loans must be for new borrowings only

This offer cannot be used in conjunction with any other Virgin Money Home and Contents Insurance Velocity offers, is not redeemable for cash and is not transferrable

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 of 74 High Street, Toowong QLD 4066 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 of has issued an insurance group policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and Australian credit licence 238098 (Citi) of 2-26 Park Street, Sydney NSW 2000 which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Terms and Conditions which ended from time to time. Extended warranty insurance does not affect the rights of cardholders against a manufacturer in relation to contravention of statutory or implied warranties under Australian legislation. Citi does not guarantee this insurance.

Additional cardholder fees may apply unless otherwise specified under the promotion. Primary cardholders are responsible for additional cardholder transactions and payments.

The 0.15% discount only applies to the initial Interest Only term for Investment Interest Only variable loans. Minimum total lending of $75,000. Maximum loan-to-value ratio (LVR) of 90% for Investor Interest Only loans and 95% for Owner Occupied Principal and Interest loans (inclusive of LMI cap). Not available for the refinance or restructure of existing Virgin Money home loans. Offer can be amended and/ or removed at any time without notice.

Special limited time offer available for applications received between (inclusive) for customers who apply for and settle both Investment Interest Only variable loan(s) and Owner Occupied Principal and Interest loan(s)

Exclusions and conditions apply. See the Product Disclosure Statement for full details. Not available in Northern Territory, North Queensland and Northern Western Australia.

The 30% discount applies to new combined Virgin Home and Contents Insurance policies purchased online on or after . GST and statutory charges still apply. Cannot be combined with other Virgin insurance offers and does not apply to any renewal offer of insurance. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.

Offer of 5,000 bonus Velocity Points is available to new Virgin Money customers who have an active Home Loan, are listed as the Primary Borrower and purchase a new Virgin Home &/or Contents policy. The bonus Points are in addition to the Virgin Home & Contents Velocity offer in market at the time of purchase. A valid Velocity number is to be provided at the time of application. Maximum of 5,000 bonus Velocity Points per Virgin Home &/or Contents policy. In order to receive the 5,000 bonus Velocity Points, the policy holder’s name must match the Velocity name and account number provided and the policy must not be cancelled within 65 days of purchase. Velocity Points will be credited to eligible Velocity Account’s up to 90 days after policy commencement date. This offer is valid from and is subject to change or removal at the discretion of Virgin Money. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions payday loans ID, available at as amended from time to time. Offer is not available to existing Virgin Home & Contents Insurance customers (including renewals).